# Investing Strategies **URL:** https://discussion.fool.com/c/investing-strategies/5.md?page=1 [Latest](https://discussion.fool.com/latest.md) · [Categories](https://discussion.fool.com/categories.md) · [Tags](https://discussion.fool.com/tags.md) **Page:** 2 --- ## [Yale Finance Prof.advises 100% stock during working years](https://discussion.fool.com/t/yale-finance-prof-advises-100-stock-during-working-years/123804)
**Author:** [@intercst](https://discussion.fool.com/u/intercst)\ **Replies:** 7\ **Last updated:** [April 13, 2026, 2:02pm UTC](https://discussion.fool.com/t/yale-finance-prof-advises-100-stock-during-working-years/123804 "2026-04-13T14:02:42Z")
He advises 100% stock during your working years since your paycheck and future Social Security benefit represent a large fixed income allocation. As you close in on retirement, you want to add some fixed income – perha… --- ## [Treasury Bills versus CDs](https://discussion.fool.com/t/treasury-bills-versus-cds/123961)
**Author:** [@MarkR](https://discussion.fool.com/u/MarkR)\ **Replies:** 2\ **Last updated:** [March 31, 2026, 5:31pm UTC](https://discussion.fool.com/t/treasury-bills-versus-cds/123961 "2026-03-31T17:31:03Z")
For the last few years, I found that T-bills yielded better than CDs and better than the various cash savings accounts. So I regularly bought T-bills twice each week (of all the various types, 4-week, 6-week, 8-week, 13-… --- ## [Where does your Social Security check rank?](https://discussion.fool.com/t/where-does-your-social-security-check-rank/123736)
**Author:** [@intercst](https://discussion.fool.com/u/intercst)\ **Replies:** 10\ **Last updated:** [March 22, 2026, 3:50am UTC](https://discussion.fool.com/t/where-does-your-social-security-check-rank/123736 "2026-03-22T03:50:56Z")
Interesting video on the distribution of Social Security benefits. Most high net worth, mass affluents have checks in the $3,000 to $4000/month range. Surprisingly, I’m above the 90th percentile even thoug… --- ## [AMZN: AWS Revenue run rate $100 B](https://discussion.fool.com/t/amzn-aws-revenue-run-rate-100-b/101432)
**Author:** [@Kingran](https://discussion.fool.com/u/Kingran)\ **Replies:** 7\ **Last updated:** [March 18, 2026, 2:44am UTC](https://discussion.fool.com/t/amzn-aws-revenue-run-rate-100-b/101432 "2026-03-18T02:44:06Z")
In this very board someone predicted AWS will be $100 B revenue run rate at some point. The smart guys laughed him out. The prediction was made on 7/27/2014. In less than a decade AWS run rate is $100 B. Choose your … --- ## [A bond experiment](https://discussion.fool.com/t/a-bond-experiment/123356)
**Author:** [@MarkR](https://discussion.fool.com/u/MarkR)\ **Replies:** 15\ **Last updated:** [March 1, 2026, 4:05am UTC](https://discussion.fool.com/t/a-bond-experiment/123356 "2026-03-01T04:05:17Z")
@Arindam mentioned in an earlier post - I too happen to have a large amount of cash sitting in a brokerage sweep money market fund. I noticed that the yield has dropped from about 4% to 3.31% recently. That’s quite a d… --- ## [So....these recent weeks impacting my strategy](https://discussion.fool.com/t/so-these-recent-weeks-impacting-my-strategy/123562)
**Author:** [@dlbuffy](https://discussion.fool.com/u/dlbuffy)\ **Replies:** 3\ **Last updated:** [February 28, 2026, 9:21am UTC](https://discussion.fool.com/t/so-these-recent-weeks-impacting-my-strategy/123562 "2026-02-28T09:21:36Z")
At least I am finally old enough to not be surprised that a plan only lasts so long in the world of investing. :slight\_smile: My options strategy has been working for well over a year now and I have wondered when that … --- ## [Portfolio ETFs for a young investor](https://discussion.fool.com/t/portfolio-etfs-for-a-young-investor/100394)
**Author:** [@CMFSoloFool](https://discussion.fool.com/u/CMFSoloFool)\ **Replies:** 15\ **Last updated:** [February 26, 2026, 12:11pm UTC](https://discussion.fool.com/t/portfolio-etfs-for-a-young-investor/100394 "2026-02-26T12:11:42Z")
Greetings fellow Fools. As an investor I have been managing my own money from the start, with help from Motley Fool, which has taught me a great deal about managing investments. However, I am also tasked with investing… --- ## [Stock Allocations in Retirement](https://discussion.fool.com/t/stock-allocations-in-retirement/123446)
**Author:** [@GuessingFool](https://discussion.fool.com/u/GuessingFool)\ **Replies:** 22\ **Last updated:** [February 25, 2026, 12:52pm UTC](https://discussion.fool.com/t/stock-allocations-in-retirement/123446 "2026-02-25T12:52:29Z")
Is anyone thinking the way I am? Now that I’m retired for a year (wife still working), we have no intention to get any bonds. We’ll have 3-5 years of base expenses in cash. Base being expenses minus income taxes. We have… --- ## [FK: iRobot (IRBT) - a sad end](https://discussion.fool.com/t/fk-irobot-irbt-a-sad-end/122581)
**Author:** [@HohumYNWA](https://discussion.fool.com/u/HohumYNWA)\ **Replies:** 8\ **Last updated:** [February 22, 2026, 3:37am UTC](https://discussion.fool.com/t/fk-irobot-irbt-a-sad-end/122581 "2026-02-22T03:37:02Z")
At one time iRobot was ahead of its time. Then time, and competition, caught up with iRobot. I am sure most of us remember some funny story related to an IRobot (IRBT) appliance - mine was the story I heard over the ra… --- ## [A Bond vs Stock Comparison](https://discussion.fool.com/t/a-bond-vs-stock-comparison/123476)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 0\ **Last updated:** [February 20, 2026, 8:36pm UTC](https://discussion.fool.com/t/a-bond-vs-stock-comparison/123476 "2026-02-20T20:36:01Z")
Reputedly, stocks offer more reward than bonds. Generally, that is the case, because stocks generally reprice inflation. But betting on a company’s stock versus its bond doesn’t always offer a better, long-term return. S… --- ## [Arrggg, words help please - option trade vs contract?](https://discussion.fool.com/t/arrggg-words-help-please-option-trade-vs-contract/123455)
**Author:** [@dlbuffy](https://discussion.fool.com/u/dlbuffy)\ **Replies:** 2\ **Last updated:** [February 19, 2026, 9:01pm UTC](https://discussion.fool.com/t/arrggg-words-help-please-option-trade-vs-contract/123455 "2026-02-19T21:01:34Z")
Hello all, hoping you are way smarter than me. I had to change brokerages recently because my old one, of like 20yrs, started doing weird trade restrictions they couldn’t explain. I ended up at SoFi because I already h… --- ## [Structuring Bond Portfolios](https://discussion.fool.com/t/structuring-bond-portfolios/123386)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 0\ **Last updated:** [February 14, 2026, 5:36pm UTC](https://discussion.fool.com/t/structuring-bond-portfolios/123386 "2026-02-14T17:36:49Z")
The role that bonds might play in building portfolios will vary from not using them at all to depending on them heavily. Therefore, there can be no one right way to build portfolios with them (or not). But here is how I’… --- ## [Exchange-Traded Debt](https://discussion.fool.com/t/exchange-traded-debt/123355)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 1\ **Last updated:** [February 13, 2026, 1:18am UTC](https://discussion.fool.com/t/exchange-traded-debt/123355 "2026-02-13T01:18:38Z")
Quantum Online has the best scanner for finding exchanged-traded debt, most of which are of low-tier creditworthiness or are spec-grade. But some of the companies have reasonable financials, and if nearby maturities are … --- ## [Holding Zeros in an IRA?](https://discussion.fool.com/t/holding-zeros-in-an-ira/123350)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 2\ **Last updated:** [February 11, 2026, 7:17pm UTC](https://discussion.fool.com/t/holding-zeros-in-an-ira/123350 "2026-02-11T19:17:59Z")
Where to hold zero-coupon bonds is a taxing problem. (Pun intended.) If they are held in a cash or margin account, the implied interest received each year is considered a taxable event. If that zero-coupon bond defaults,… --- ## [Transocean's Bonds, a Retrospective](https://discussion.fool.com/t/transoceans-bonds-a-retrospective/123325)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 0\ **Last updated:** [February 10, 2026, 12:48am UTC](https://discussion.fool.com/t/transoceans-bonds-a-retrospective/123325 "2026-02-10T00:48:13Z")
A question was asked of me in another forum of how it was possible to have a 26.9% YTM on a bond. Here is the simple answer. “Buy the bond cheaply, and then hope it doesn’t default.” Seriously, that’s the essence of high… --- ## [Shopping for Bonds?](https://discussion.fool.com/t/shopping-for-bonds/123320)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 0\ **Last updated:** [February 9, 2026, 6:57pm UTC](https://discussion.fool.com/t/shopping-for-bonds/123320 "2026-02-09T18:57:37Z")
My guess is that most investors don’t buy individual bonds. Other than CDs or Treasuries, they use a bond fund for the fixed-income portion of their portfolio, if they bother with that asset class at all. The pros and co… --- ## [NY Times -- ChatGPT for Retirement Advice?](https://discussion.fool.com/t/ny-times-chatgpt-for-retirement-advice/123308)
**Author:** [@intercst](https://discussion.fool.com/u/intercst)\ **Replies:** 0\ **Last updated:** [February 9, 2026, 2:09am UTC](https://discussion.fool.com/t/ny-times-chatgpt-for-retirement-advice/123308 "2026-02-09T02:09:35Z")
free link: https://www.nytimes.com/2026/02/08/business/retirement-planning-ai-chatbots.html?unlocked\_article\_code=1.K1A.z1nG.SF-xMgasWsJq&smid=url-share Don’t forget that average retirement investor using market timing… --- ## [Treehouse's 4s of '28 Called](https://discussion.fool.com/t/treehouses-4s-of-28-called/123302)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 0\ **Last updated:** [February 8, 2026, 4:32pm UTC](https://discussion.fool.com/t/treehouses-4s-of-28-called/123302 "2026-02-08T16:32:28Z")
Bonds come with a lot of risks, one of which is ‘call risk’. But if the bond is bought at a sufficient discount to par, then the call might increase the YTM substantially. 03/18/22, I bought Treehouse’s 4s of '28 as muc… --- ## [Weight loss plunge - HIMS](https://discussion.fool.com/t/weight-loss-plunge-hims/119350)
**Author:** [@HohumYNWA](https://discussion.fool.com/u/HohumYNWA)\ **Replies:** 7\ **Last updated:** [February 8, 2026, 4:47am UTC](https://discussion.fool.com/t/weight-loss-plunge-hims/119350 "2026-02-08T04:47:52Z")
Novo Nordisk announced they are discontinuing a partnership they had with Hims $ Hers Health (HIMS) that gave the latter access to Wegovy. The reason provided by Novo Nordisk is a serious one - mass sale of compounded d… --- ## [Israel's Market-Implied Bond Ratings](https://discussion.fool.com/t/israels-market-implied-bond-ratings/123263)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 0\ **Last updated:** [February 6, 2026, 5:10pm UTC](https://discussion.fool.com/t/israels-market-implied-bond-ratings/123263 "2026-02-06T17:10:36Z")
Not all companies that borrow money by issuing bonds pay to have those bonds rated by the credit agencies. But every bond sold does receive an ‘implied rating’ by how “the market” prices that debt. When the ‘agency-assig… --- ## [Any Buyers in 2025](https://discussion.fool.com/t/any-buyers-in-2025/123162)
**Author:** [@tlucio](https://discussion.fool.com/u/tlucio)\ **Replies:** 1\ **Last updated:** [February 1, 2026, 9:49pm UTC](https://discussion.fool.com/t/any-buyers-in-2025/123162 "2026-02-01T21:49:57Z")
Has anyone bought investment properties in 2025? I’ve been looking and just nothing catching my eye, or I’ve moved too slowly. Recently Lennar Builders was pitching townhome units to investors with 4.99% 7 year ARM wit… --- ## [A Covered Call strategy for retirement](https://discussion.fool.com/t/a-covered-call-strategy-for-retirement/122977)
**Author:** [@HohumYNWA](https://discussion.fool.com/u/HohumYNWA)\ **Replies:** 11\ **Last updated:** [January 26, 2026, 6:25am UTC](https://discussion.fool.com/t/a-covered-call-strategy-for-retirement/122977 "2026-01-26T06:25:18Z")
Let me start off by saying, I do have some investments in Covered Call ETFs. Some in a retirement account. But, mostly in a taxable investment account. Total investment in the segment currently, ~1.2%. At the peak, m… --- ## [The $US Dollar, the Ultimate Falling Knife?](https://discussion.fool.com/t/the-us-dollar-the-ultimate-falling-knife/123076)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 0\ **Last updated:** [January 25, 2026, 8:47pm UTC](https://discussion.fool.com/t/the-us-dollar-the-ultimate-falling-knife/123076 "2026-01-25T20:47:32Z")
The gold bugs like to play cute and say, “The price of gold isn’t up. The price of the $US dollar is down”, and they bet its decline will continue, because of another truism: “You can’t print ‘money’. You can only print … --- ## [The Total Stupidity of Owning CC ETFs](https://discussion.fool.com/t/the-total-stupidity-of-owning-cc-etfs/123044)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 3\ **Last updated:** [January 25, 2026, 5:24am UTC](https://discussion.fool.com/t/the-total-stupidity-of-owning-cc-etfs/123044 "2026-01-25T05:24:30Z")
To see how this is so, use your favorite broker’s screener for ETFs and ask to see those that pay weekly divs and are reported to have a distribution yield greater than 8%. Schwab nominates MARO as fitting that screen, … --- ## [A South Korean Falling Knive](https://discussion.fool.com/t/a-south-korean-falling-knive/123058)
**Author:** [@HohumYNWA](https://discussion.fool.com/u/HohumYNWA)\ **Replies:** 1\ **Last updated:** [January 24, 2026, 5:47pm UTC](https://discussion.fool.com/t/a-south-korean-falling-knive/123058 "2026-01-24T17:47:54Z")
South Korean online retailer Coupang (CPNG) is trading near its 52 week lows. Company shares had peaked in mid Sept 2025. But then started heading lower. In early Dec 2025, the company experienced a data breach. That… --- ## [Trading IBD Stocks](https://discussion.fool.com/t/trading-ibd-stocks/104584)
**Author:** [@PuddinHead42](https://discussion.fool.com/u/PuddinHead42)\ **Replies:** 1152\ **Last updated:** [January 24, 2026, 2:57am UTC](https://discussion.fool.com/t/trading-ibd-stocks/104584 "2026-01-24T02:57:34Z")
Andy, @buynholdisdead From the other thread you said you just subscribed to MarketSurge and were going to try out IBD buys, so let’s do that here and only talk about Saul stocks on the Saul board. Anyone else is welcome… --- ## [Don't work past age 60](https://discussion.fool.com/t/dont-work-past-age-60/115454)
**Author:** [@intercst](https://discussion.fool.com/u/intercst)\ **Replies:** 16\ **Last updated:** [January 21, 2026, 11:34pm UTC](https://discussion.fool.com/t/dont-work-past-age-60/115454 "2026-01-21T23:34:53Z")
CFP outlines the additional tax and health costs of working past age 60. He doesn’t mention it, but if you’re a max-FICA wage earner from your mid to late 20’s, you’ll reach the 2nd bend point of the AIME calculation b… --- ## [Horrible time to invest](https://discussion.fool.com/t/horrible-time-to-invest/122796)
**Author:** [@Emitfudd](https://discussion.fool.com/u/Emitfudd)\ **Replies:** 35\ **Last updated:** [January 21, 2026, 10:12pm UTC](https://discussion.fool.com/t/horrible-time-to-invest/122796 "2026-01-21T22:12:30Z")
I am super frustrated with the market right now. I can foresee a huge crash coming but it never happens. Over the past few years I have been able to buy during large dips and that has worked out very well for me. I have … --- ## [Accruing social security](https://discussion.fool.com/t/accruing-social-security/122992)
**Author:** [@1poorguy](https://discussion.fool.com/u/1poorguy)\ **Replies:** 3\ **Last updated:** [January 20, 2026, 11:51pm UTC](https://discussion.fool.com/t/accruing-social-security/122992 "2026-01-20T23:51:06Z")
A friend of 1poorlady is 69. She’s still working, and -to my knowledge- not taking SS yet. She believes she is continuing to accrue SS benefits, which I believe is correct (she isn’t a high earner, so won’t hit the cap… --- ## [Todd, A Reply to Your Question](https://discussion.fool.com/t/todd-a-reply-to-your-question/122993)
**Author:** [@Arindam](https://discussion.fool.com/u/Arindam)\ **Replies:** 0\ **Last updated:** [January 20, 2026, 12:48am UTC](https://discussion.fool.com/t/todd-a-reply-to-your-question/122993 "2026-01-20T00:48:29Z")
Todd, I don’t advise anyone on where they should be investing for the very simple reason that, contrary to the assumptions made by our dear forum hosts and by nearly every financial adviser, each person is totally uniqu… [Previous page](https://discussion.fool.com/c/investing-strategies/5.md) [Next page](https://discussion.fool.com/c/investing-strategies/5.md?page=2)