{"users":[{"id":-1,"username":"system","avatar_template":"https://us1.discourse-cdn.com/motleyfoolfree/original/2X/d/dab0d533d905a89aeaeb1b773a323f954cb80aff.png","admin":true,"moderator":true,"trust_level":4},{"id":4009,"username":"pauleckler","avatar_template":"/user_avatar/discussion.fool.com/pauleckler/{size}/2906_2.png","trust_level":3},{"id":1511,"username":"intercst","avatar_template":"/user_avatar/discussion.fool.com/intercst/{size}/1543_2.png","trust_level":3},{"id":7797,"username":"HohumYNWA","avatar_template":"/user_avatar/discussion.fool.com/hohumynwa/{size}/1511_2.png","trust_level":2},{"id":23868,"username":"Wyomingtim","avatar_template":"/user_avatar/discussion.fool.com/wyomingtim/{size}/1890_2.png","trust_level":3},{"id":3666,"username":"FlyingCircus","avatar_template":"/user_avatar/discussion.fool.com/flyingcircus/{size}/3941_2.png","trust_level":2},{"id":25830,"username":"RHinCT","avatar_template":"/user_avatar/discussion.fool.com/rhinct/{size}/1236_2.png","trust_level":2},{"id":1756,"username":"XMFBigFrog","avatar_template":"/user_avatar/discussion.fool.com/xmfbigfrog/{size}/104_2.png","trust_level":2},{"id":29624,"username":"gdett2","avatar_template":"/user_avatar/discussion.fool.com/gdett2/{size}/21797_2.png","trust_level":2},{"id":3275,"username":"JLC","avatar_template":"/user_avatar/discussion.fool.com/jlc/{size}/1338_2.png","trust_level":2},{"id":3736,"username":"aj485","avatar_template":"https://g.foolcdn.com/misc-assets/discourse-member-avatar_120px_bronze600.png","trust_level":2},{"id":14657,"username":"Volucris","avatar_template":"/user_avatar/discussion.fool.com/volucris/{size}/70577_2.png","trust_level":2},{"id":41971,"username":"Kingran","avatar_template":"/user_avatar/discussion.fool.com/kingran/{size}/2318_2.png","trust_level":2},{"id":12264,"username":"jeffbrig","avatar_template":"/user_avatar/discussion.fool.com/jeffbrig/{size}/2198_2.png","trust_level":2},{"id":1266,"username":"Goofyhoofy","avatar_template":"/user_avatar/discussion.fool.com/goofyhoofy/{size}/4721_2.png","trust_level":3},{"id":69482,"username":"ULT1MATE","avatar_template":"/user_avatar/discussion.fool.com/ult1mate/{size}/45985_2.png","trust_level":2},{"id":179,"username":"GuessingFool","avatar_template":"/user_avatar/discussion.fool.com/guessingfool/{size}/231_2.png","trust_level":1},{"id":40614,"username":"Arindam","avatar_template":"/user_avatar/discussion.fool.com/arindam/{size}/2349_2.png","trust_level":2},{"id":2374,"username":"MarkR","avatar_template":"/user_avatar/discussion.fool.com/markr/{size}/2011_2.png","trust_level":3},{"id":181,"username":"BruceBrown","avatar_template":"/user_avatar/discussion.fool.com/brucebrown/{size}/232_2.png","trust_level":2},{"id":19679,"username":"darrellquock","avatar_template":"/user_avatar/discussion.fool.com/darrellquock/{size}/3293_2.png","trust_level":2},{"id":4088,"username":"1poorguy","avatar_template":"/user_avatar/discussion.fool.com/1poorguy/{size}/61990_2.png","trust_level":2},{"id":62505,"username":"Emitfudd","avatar_template":"/user_avatar/discussion.fool.com/emitfudd/{size}/49883_2.png","trust_level":1},{"id":37108,"username":"Daryll44","avatar_template":"/user_avatar/discussion.fool.com/daryll44/{size}/52792_2.png","trust_level":2},{"id":25618,"username":"Hawkwin","avatar_template":"https://g.foolcdn.com/misc-assets/discourse-member-avatar_120px_green600.png","trust_level":3},{"id":38235,"username":"GWPotter","avatar_template":"/user_avatar/discussion.fool.com/gwpotter/{size}/6166_2.png","trust_level":2},{"id":1541,"username":"AdrianC","avatar_template":"/user_avatar/discussion.fool.com/adrianc/{size}/4898_2.png","trust_level":3},{"id":10987,"username":"LakeEffect","avatar_template":"/user_avatar/discussion.fool.com/lakeeffect/{size}/3374_2.png","trust_level":2},{"id":32115,"username":"buynholdisdead","avatar_template":"/user_avatar/discussion.fool.com/buynholdisdead/{size}/12874_2.png","trust_level":2},{"id":65560,"username":"Otsoa","avatar_template":"/user_avatar/discussion.fool.com/otsoa/{size}/46469_2.png","trust_level":2},{"id":60501,"username":"John2533","avatar_template":"/user_avatar/discussion.fool.com/john2533/{size}/49632_2.png","trust_level":0},{"id":2350,"username":"spinning","avatar_template":"/user_avatar/discussion.fool.com/spinning/{size}/3692_2.png","trust_level":2},{"id":49658,"username":"NewInvestorKinda","avatar_template":"/user_avatar/discussion.fool.com/newinvestorkinda/{size}/3712_2.png","trust_level":2},{"id":32901,"username":"bjurasz","avatar_template":"/user_avatar/discussion.fool.com/bjurasz/{size}/7233_2.png","trust_level":3},{"id":26188,"username":"mostlylong","avatar_template":"/user_avatar/discussion.fool.com/mostlylong/{size}/3943_2.png","trust_level":3},{"id":21448,"username":"ImAGolfer","avatar_template":"/user_avatar/discussion.fool.com/imagolfer/{size}/4868_2.png","trust_level":2},{"id":14579,"username":"bighairymike","avatar_template":"/user_avatar/discussion.fool.com/bighairymike/{size}/2277_2.png","trust_level":2},{"id":20485,"username":"TroySR71","avatar_template":"/user_avatar/discussion.fool.com/troysr71/{size}/3954_2.png","trust_level":2},{"id":6043,"username":"Rayvt","avatar_template":"/user_avatar/discussion.fool.com/rayvt/{size}/5204_2.png","trust_level":2},{"id":1455,"username":"inparadise","avatar_template":"/user_avatar/discussion.fool.com/inparadise/{size}/3249_2.png","trust_level":2},{"id":2179,"username":"syke6","avatar_template":"/user_avatar/discussion.fool.com/syke6/{size}/26265_2.png","trust_level":2},{"id":3531,"username":"branmin","avatar_template":"/user_avatar/discussion.fool.com/branmin/{size}/1306_2.png","trust_level":2}],"primary_groups":[],"flair_groups":[],"topic_list":{"can_create_topic":false,"more_topics_url":"/c/investing-strategies/retirement-investing/70?page=1","per_page":30,"top_tags":[],"topics":[{"fancy_title":"About the Retirement Investing category","id":199,"title":"About the Retirement Investing category","slug":"about-the-retirement-investing-category","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2022-09-25T20:58:33.138Z","last_posted_at":"2022-09-26T18:17:10.907Z","bumped":true,"bumped_at":"2022-09-26T18:17:10.907Z","archetype":"regular","unseen":false,"pinned":true,"unpinned":null,"excerpt":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":948,"like_count":6,"has_summary":false,"last_poster_username":"pauleckler","category_id":70,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":-1,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Big Changes Coming to Obamacare","id":125182,"title":"Big Changes Coming to Obamacare","slug":"big-changes-coming-to-obamacare","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-06-15T07:59:46.900Z","last_posted_at":"2026-06-15T07:59:46.976Z","bumped":true,"bumped_at":"2026-06-15T07:59:46.976Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":69,"like_count":7,"has_summary":false,"last_poster_username":"intercst","category_id":70,"op_like_count":7,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Ah! … planning for retirement","id":124795,"title":"Ah! ... planning for retirement","slug":"ah-planning-for-retirement","posts_count":15,"reply_count":13,"highest_post_number":15,"image_url":"https://us1.discourse-cdn.com/motleyfoolfree/optimized/3X/f/9/f97595033c4730bc37120b36c8951e98c9311371_2_1024x575.jpeg","created_at":"2026-05-19T00:23:50.151Z","last_posted_at":"2026-05-30T20:37:10.774Z","bumped":true,"bumped_at":"2026-05-30T20:37:10.774Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":372,"like_count":65,"has_summary":false,"last_poster_username":"RHinCT","category_id":70,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":23868,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3666,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":25830,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Bond ladder in a taxable account: what I didn’t realize until now","id":124895,"title":"Bond ladder in a taxable account: what I didn’t realize until now","slug":"bond-ladder-in-a-taxable-account-what-i-didn-t-realize-until-now","posts_count":8,"reply_count":6,"highest_post_number":8,"image_url":null,"created_at":"2026-05-25T21:15:41.753Z","last_posted_at":"2026-05-27T21:07:43.591Z","bumped":true,"bumped_at":"2026-05-27T21:07:43.591Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":212,"like_count":15,"has_summary":false,"last_poster_username":"aj485","category_id":70,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1756,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":29624,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3275,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":3736,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"NYTimes: How to Prepare for a Longer Life","id":124563,"title":"NYTimes: How to Prepare for a Longer Life","slug":"nytimes-how-to-prepare-for-a-longer-life","posts_count":3,"reply_count":1,"highest_post_number":3,"image_url":"https://us1.discourse-cdn.com/motleyfoolfree/optimized/3X/a/3/a32c50c04f5403a8ccb2a7aa694729d5e758515a_2_1024x579.jpeg","created_at":"2026-04-29T20:16:00.296Z","last_posted_at":"2026-05-01T06:52:09.768Z","bumped":true,"bumped_at":"2026-05-01T06:52:09.768Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":161,"like_count":4,"has_summary":false,"last_poster_username":"aj485","category_id":70,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":3736,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Short Squeeze {{15 Characters}}","id":124376,"title":"Short Squeeze {{15 Characters}}","slug":"short-squeeze-15-characters","posts_count":11,"reply_count":5,"highest_post_number":11,"image_url":null,"created_at":"2026-04-19T09:51:56.133Z","last_posted_at":"2026-04-24T13:40:06.362Z","bumped":true,"bumped_at":"2026-04-24T13:40:06.362Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":265,"like_count":21,"has_summary":false,"last_poster_username":"HohumYNWA","category_id":70,"op_like_count":8,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":14657,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":41971,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Yale Finance Prof.advises 100% stock during working years","id":123804,"title":"Yale Finance Prof.advises 100% stock during working years","slug":"yale-finance-prof-advises-100-stock-during-working-years","posts_count":8,"reply_count":4,"highest_post_number":8,"image_url":"https://us1.discourse-cdn.com/motleyfoolfree/optimized/3X/2/2/22b6cfc29dc9a67a576e812a72f41d484a520eb5_2_1024x539.jpeg","created_at":"2026-03-16T19:35:12.721Z","last_posted_at":"2026-04-13T14:02:42.999Z","bumped":true,"bumped_at":"2026-04-13T14:02:42.999Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":335,"like_count":14,"has_summary":false,"last_poster_username":"ULT1MATE","category_id":70,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":12264,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1266,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":69482,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Where does your Social Security check rank?","id":123736,"title":"Where does your Social Security check rank?","slug":"where-does-your-social-security-check-rank","posts_count":11,"reply_count":8,"highest_post_number":11,"image_url":"https://us1.discourse-cdn.com/motleyfoolfree/optimized/3X/e/6/e681782398e46dc96fa19442868bdd5e5626b8be_2_1024x576.jpeg","created_at":"2026-03-11T06:47:58.300Z","last_posted_at":"2026-03-22T03:50:56.726Z","bumped":true,"bumped_at":"2026-03-22T03:50:56.726Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":333,"like_count":29,"has_summary":false,"last_poster_username":"FlyingCircus","category_id":70,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3736,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":3666,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Stock Allocations in Retirement","id":123446,"title":"Stock Allocations in Retirement","slug":"stock-allocations-in-retirement","posts_count":23,"reply_count":18,"highest_post_number":23,"image_url":null,"created_at":"2026-02-18T22:40:39.763Z","last_posted_at":"2026-02-25T12:52:29.724Z","bumped":true,"bumped_at":"2026-02-25T12:52:29.724Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":440,"like_count":20,"has_summary":false,"last_poster_username":"GuessingFool","category_id":70,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":179,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3275,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1756,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"NY Times – ChatGPT for Retirement Advice?","id":123308,"title":"NY Times -- ChatGPT for Retirement Advice?","slug":"ny-times-chatgpt-for-retirement-advice","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-02-09T02:09:35.356Z","last_posted_at":"2026-02-09T02:09:35.419Z","bumped":true,"bumped_at":"2026-02-09T02:09:35.419Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":85,"like_count":0,"has_summary":false,"last_poster_username":"intercst","category_id":70,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"A Covered Call strategy for retirement","id":122977,"title":"A Covered Call strategy for retirement","slug":"a-covered-call-strategy-for-retirement","posts_count":12,"reply_count":10,"highest_post_number":12,"image_url":"https://us1.discourse-cdn.com/motleyfoolfree/optimized/3X/b/e/be7ad58cd9f5688d9449026b878c96d27f5e93b8_2_1024x680.jpeg","created_at":"2026-01-19T05:40:27.469Z","last_posted_at":"2026-01-26T06:25:18.390Z","bumped":true,"bumped_at":"2026-01-26T06:25:18.390Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":486,"like_count":15,"has_summary":false,"last_poster_username":"HohumYNWA","category_id":70,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":40614,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"The Total Stupidity of Owning CC ETFs","id":123044,"title":"The Total Stupidity of Owning CC ETFs","slug":"the-total-stupidity-of-owning-cc-etfs","posts_count":4,"reply_count":2,"highest_post_number":4,"image_url":null,"created_at":"2026-01-23T17:41:33.821Z","last_posted_at":"2026-01-25T05:24:30.216Z","bumped":true,"bumped_at":"2026-01-25T05:24:30.216Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":154,"like_count":6,"has_summary":false,"last_poster_username":"Arindam","category_id":70,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":40614,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":2374,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Don’t work past age 60","id":115454,"title":"Don't work past age 60","slug":"dont-work-past-age-60","posts_count":17,"reply_count":14,"highest_post_number":17,"image_url":"https://us1.discourse-cdn.com/motleyfoolfree/optimized/3X/6/3/63ee6abeb2a52e9dbc60cf74182688024f6e02ca_2_1024x576.jpeg","created_at":"2025-04-11T06:22:57.027Z","last_posted_at":"2026-01-21T23:34:53.332Z","bumped":true,"bumped_at":"2026-01-21T23:34:53.332Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":885,"like_count":48,"has_summary":false,"last_poster_username":"intercst","category_id":70,"op_like_count":6,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":181,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":19679,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4088,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1756,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Horrible time to invest","id":122796,"title":"Horrible time to invest","slug":"horrible-time-to-invest","posts_count":36,"reply_count":23,"highest_post_number":36,"image_url":null,"created_at":"2026-01-05T17:21:53.051Z","last_posted_at":"2026-01-21T22:12:30.090Z","bumped":true,"bumped_at":"2026-01-21T22:12:30.090Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":693,"like_count":86,"has_summary":false,"last_poster_username":"GWPotter","category_id":70,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":62505,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":40614,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":37108,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":25618,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":38235,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Accruing social security","id":122992,"title":"Accruing social security","slug":"accruing-social-security","posts_count":4,"reply_count":0,"highest_post_number":4,"image_url":null,"created_at":"2026-01-19T22:18:15.203Z","last_posted_at":"2026-01-20T23:51:06.799Z","bumped":true,"bumped_at":"2026-01-20T23:51:06.799Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":138,"like_count":7,"has_summary":false,"last_poster_username":"aj485","category_id":70,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":4088,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1756,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":3736,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Todd, A Reply to Your Question","id":122993,"title":"Todd, A Reply to Your Question","slug":"todd-a-reply-to-your-question","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-01-20T00:48:29.741Z","last_posted_at":"2026-01-20T00:48:29.824Z","bumped":true,"bumped_at":"2026-01-20T00:48:29.824Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":74,"like_count":2,"has_summary":false,"last_poster_username":"Arindam","category_id":70,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":40614,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Why the 4% rule is the ultimate “sequence of returns risk” insurance","id":119865,"title":"Why the 4% rule is the ultimate \"sequence of returns risk\" insurance","slug":"why-the-4-rule-is-the-ultimate-sequence-of-returns-risk-insurance","posts_count":18,"reply_count":13,"highest_post_number":18,"image_url":null,"created_at":"2025-07-13T21:29:58.385Z","last_posted_at":"2026-01-08T07:24:17.830Z","bumped":true,"bumped_at":"2026-01-08T07:24:17.830Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":597,"like_count":23,"has_summary":false,"last_poster_username":"intercst","category_id":70,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1541,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":41971,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":37108,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":38235,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Emitfudd’s Dilemma","id":122835,"title":"Emitfudd's Dilemma","slug":"emitfudds-dilemma","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-01-07T20:18:40.423Z","last_posted_at":"2026-01-07T20:18:40.500Z","bumped":true,"bumped_at":"2026-01-07T20:18:40.500Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":89,"like_count":8,"has_summary":false,"last_poster_username":"Arindam","category_id":70,"op_like_count":8,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":40614,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"The 2025 Weekly Dividend experiment","id":112022,"title":"The 2025 Weekly Dividend experiment","slug":"the-2025-weekly-dividend-experiment","posts_count":39,"reply_count":35,"highest_post_number":40,"image_url":null,"created_at":"2025-01-07T05:24:04.032Z","last_posted_at":"2026-01-03T01:16:01.306Z","bumped":true,"bumped_at":"2026-01-03T01:16:01.306Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":3668,"like_count":77,"has_summary":false,"last_poster_username":"HohumYNWA","category_id":70,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":10987,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":32115,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":29624,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":65560,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Recovering from a bear market","id":121713,"title":"Recovering from a bear market","slug":"recovering-from-a-bear-market","posts_count":5,"reply_count":1,"highest_post_number":5,"image_url":null,"created_at":"2025-10-20T12:03:51.301Z","last_posted_at":"2025-11-03T05:40:13.199Z","bumped":true,"bumped_at":"2025-11-03T05:40:13.199Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":280,"like_count":15,"has_summary":false,"last_poster_username":"pauleckler","category_id":70,"op_like_count":4,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":60501,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1756,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":181,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"More YieldMax weekly payment choices","id":121639,"title":"More YieldMax weekly payment choices","slug":"more-yieldmax-weekly-payment-choices","posts_count":6,"reply_count":3,"highest_post_number":6,"image_url":"https://us1.discourse-cdn.com/motleyfoolfree/optimized/3X/3/5/35fe0756208afe8970b816eb8139569f5d5b6705_2_1024x569.jpeg","created_at":"2025-10-14T06:02:08.478Z","last_posted_at":"2025-10-28T15:04:12.483Z","bumped":true,"bumped_at":"2025-10-28T15:04:12.483Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":303,"like_count":9,"has_summary":false,"last_poster_username":"HohumYNWA","category_id":70,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":2374,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Banking: A generational shift","id":120757,"title":"Banking: A generational shift","slug":"banking-a-generational-shift","posts_count":6,"reply_count":3,"highest_post_number":6,"image_url":null,"created_at":"2025-08-16T06:25:30.499Z","last_posted_at":"2025-08-17T11:47:27.912Z","bumped":true,"bumped_at":"2025-08-17T14:56:11.363Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":199,"like_count":10,"has_summary":false,"last_poster_username":"Goofyhoofy","category_id":70,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":25830,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":2350,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":49658,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":1266,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"“Your” Investment Advisor Does Not Work for You","id":119934,"title":"\"Your\" Investment Advisor Does Not Work for You","slug":"your-investment-advisor-does-not-work-for-you","posts_count":30,"reply_count":24,"highest_post_number":30,"image_url":null,"created_at":"2025-07-15T23:53:44.298Z","last_posted_at":"2025-07-25T20:34:24.159Z","bumped":true,"bumped_at":"2025-07-25T20:34:24.159Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":525,"like_count":88,"has_summary":false,"last_poster_username":"1poorguy","category_id":70,"op_like_count":19,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":23868,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":2374,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":25618,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":37108,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":4088,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Private equity in 401K","id":120073,"title":"Private equity in 401K","slug":"private-equity-in-401k","posts_count":6,"reply_count":3,"highest_post_number":6,"image_url":null,"created_at":"2025-07-22T18:08:27.088Z","last_posted_at":"2025-07-22T23:39:42.656Z","bumped":true,"bumped_at":"2025-07-22T23:39:42.656Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":131,"like_count":10,"has_summary":false,"last_poster_username":"Hawkwin","category_id":70,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":4088,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":32115,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3736,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":25618,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Fixed deferred annuity question","id":119580,"title":"Fixed deferred annuity question","slug":"fixed-deferred-annuity-question","posts_count":8,"reply_count":5,"highest_post_number":8,"image_url":null,"created_at":"2025-07-02T19:38:47.727Z","last_posted_at":"2025-07-17T17:03:42.239Z","bumped":true,"bumped_at":"2025-07-17T17:03:42.239Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":281,"like_count":11,"has_summary":false,"last_poster_username":"Hawkwin","category_id":70,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":32901,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":32115,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4009,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":26188,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":25618,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Should Wealthy Clients Delay Taking Social Security?","id":99355,"title":"Should Wealthy Clients Delay Taking Social Security?","slug":"should-wealthy-clients-delay-taking-social-security","posts_count":73,"reply_count":68,"highest_post_number":73,"image_url":null,"created_at":"2023-12-12T22:06:28.530Z","last_posted_at":"2025-07-11T12:41:15.103Z","bumped":true,"bumped_at":"2025-07-11T12:41:15.103Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":1861,"like_count":106,"has_summary":true,"last_poster_username":"buynholdisdead","category_id":70,"op_like_count":4,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":2374,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":25830,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":38235,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":32115,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"A reminder from SSA","id":119316,"title":"A reminder from SSA","slug":"a-reminder-from-ssa","posts_count":29,"reply_count":22,"highest_post_number":29,"image_url":null,"created_at":"2025-06-23T03:53:58.344Z","last_posted_at":"2025-06-29T16:40:52.253Z","bumped":true,"bumped_at":"2025-06-29T16:40:52.253Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":600,"like_count":57,"has_summary":false,"last_poster_username":"buynholdisdead","category_id":70,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":7797,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":25830,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1266,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":21448,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":32115,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"What’s The Real Deal w 5G?","id":62935,"title":"What's The Real Deal w 5G?","slug":"whats-the-real-deal-w-5g","posts_count":40,"reply_count":37,"highest_post_number":40,"image_url":null,"created_at":"2022-03-10T07:50:11.473Z","last_posted_at":"2025-06-01T11:07:28.947Z","bumped":true,"bumped_at":"2025-06-01T11:07:28.947Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":487,"like_count":27,"has_summary":false,"last_poster_username":"GWPotter","category_id":70,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":37108,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":14579,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":23868,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":38235,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Q about IRA Funding","id":73167,"title":"Q about IRA Funding","slug":"q-about-ira-funding","posts_count":27,"reply_count":26,"highest_post_number":27,"image_url":null,"created_at":"2022-07-29T16:28:42.707Z","last_posted_at":"2025-05-10T01:31:48.889Z","bumped":true,"bumped_at":"2025-05-10T01:31:48.889Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":511,"like_count":64,"has_summary":false,"last_poster_username":"aj485","category_id":70,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":20485,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":14579,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":6043,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":4088,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":3736,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Multi-millionaire doesn’t own a home","id":100659,"title":"Multi-millionaire doesn't own a home","slug":"multi-millionaire-doesnt-own-a-home","posts_count":94,"reply_count":91,"highest_post_number":94,"image_url":"https://us1.discourse-cdn.com/motleyfoolfree/optimized/3X/7/1/71daf8d138e4828d412ded23dac3be8082838435_2_1024x576.jpeg","created_at":"2024-01-15T10:57:01.166Z","last_posted_at":"2024-02-01T03:39:53.235Z","bumped":true,"bumped_at":"2025-05-02T08:12:44.313Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":2215,"like_count":148,"has_summary":true,"last_poster_username":"branmin","category_id":70,"op_like_count":4,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1511,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1455,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3736,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":2179,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":3531,"primary_group_id":null,"flair_group_id":null}]}]}}