401(k) millionaires

[Goofyhoofy]

@iampops5

1. I am moving roughly 4% of my IRA into a backdoor Roth annually while I am in a relatively low tax bracket, and I am rolling a sum roughly equal to my monthly Social Security check into a low dividend etf.

If I could go back… This is the one thing I would change. Somehow this one completely eluded me and I am paying for it now (and forever, as long as that is for me.)

I have counseled my brother to do this, and he is, but it’s too late for me.