I talked about I-bonds to some family and friends, they all laughed at investing in government bonds, that includes my wise-ass son too. Guess what I have $40K (max allowed for me and my wife) that earns 7%+. Now, after Russian invasion, gas prices have gone up and still the price at pump is not reflecting the strip price. So inflation is not coming down any time.
I am always surprised why folks don’t take the easy, predictable, safe and somewhat lower returns. Often the incremental yield comes with asymmetric risks.