"But Progressive in recent years has outshined Geico in its use of technology to price policies.

Progressive is a leader in telematics, which can help auto insurers to better price insurance policies for customers by predicting the risk of future accidents through such factors as acceleration, braking and time of day—late-night driving tends to be more dangerous. Telematics also helps insurers with regulators unhappy with more controversial factors used to price policies like credit scores."

Ajit talked about this at the Annual Meeting.