# Health Insurers Limit Coverage of Prosthetic Limbs

**URL:** <https://discussion.fool.com/t/health-insurers-limit-coverage-of-prosthetic-limbs/122582>\
**Category:** Macro Economic Trends and Risks\
**Created:** [December 18, 2025, 7:08am UTC](https://discussion.fool.com/t/health-insurers-limit-coverage-of-prosthetic-limbs/122582 "2025-12-18T07:08:35Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![intercst](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/intercst/32/1543_2.png) [@intercst](https://discussion.fool.com/u/intercst)\
**Post date:** [December 18, 2025, 7:08am UTC](https://discussion.fool.com/t/health-insurers-limit-coverage-of-prosthetic-limbs/122582/1 "2025-12-18T07:08:35Z")

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> **[Health Insurers Limit Coverage of Prosthetic Limbs, Questioning Their Medical...](https://kffhealthnews.org/news/article/prosthetic-limbs-private-insurance-coverage-denials-amputees/)**
>
> Advocates say it is discrimination and are arguing for “insurance fairness” on the grounds that people who have joints surgically replaced typically don’t face the same kinds of coverage challenges.

The United Healthcare Prosthetic Limb

> **[Hands Free Crutch: The Future of Mobility for Below-the-Knee Injuries](https://iwalk-free.com/)**
>
> Discover the iWALK, a hands-free alternative to painful traditional crutches and heavy knee scooters. Enhance your recovery experience.

My $90,000 traditional Medicare leg.

[![](https://us1.discourse-cdn.com/motleyfoolfree/original/3X/9/c/9c386d3142e9ad6f78ae4562517e1461e5fe7169.jpeg "Genium X3 - Explore New Horizons I Ottobock") ](https://www.youtube.com/watch?v=wDv-8hrhqOg)

{{ The federal Consumer Financial Protection Bureau has proposed a rule that would [prohibit lenders from repossessing](https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-to-ban-medical-bills-from-credit-reports/) medical devices such as wheelchairs and prosthetic limbs if people can’t repay their loans.}}

Interesting that prosthetic limbs are subject to repossession, but hip and knee implant replacements are not. {{LOL }}

intercst

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**Author:** ![JimA759s](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/jima759s/32/2844_2.png) [@JimA759s](https://discussion.fool.com/u/JimA759s)\
**Post date:** [December 18, 2025, 5:41pm UTC](https://discussion.fool.com/t/health-insurers-limit-coverage-of-prosthetic-limbs/122582/2 "2025-12-18T17:41:17Z")

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> [@intercst](#):
>
> Interesting that prosthetic limbs are subject to repossession, but hip and knee implant replacements are not.

Wouldn’t you need to actually perform surgery to repossess hip/knee implants? Versus just detach a prosthetic limb? Are they able to repossess wheelchairs?

JimA

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**Author:** ![intercst](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/intercst/32/1543_2.png) [@intercst](https://discussion.fool.com/u/intercst)\
**Post date:** [December 18, 2025, 5:49pm UTC](https://discussion.fool.com/t/health-insurers-limit-coverage-of-prosthetic-limbs/122582/3 "2025-12-18T17:49:14Z")

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> [@JimA759s](#):
>
> Wouldn’t you need to actually perform surgery to repossess hip/knee implants?

That wouldn’t stop Private Equity.

intercst

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**Author:** ![JimA759s](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/jima759s/32/2844_2.png) [@JimA759s](https://discussion.fool.com/u/JimA759s)\
**Post date:** [December 18, 2025, 6:42pm UTC](https://discussion.fool.com/t/health-insurers-limit-coverage-of-prosthetic-limbs/122582/4 "2025-12-18T18:42:20Z")

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> [@intercst](#):
>
> That wouldn’t stop Private Equity.

Well, nothing seems able to stop or slow down the greatest pox on humanity! Perhaps the French had the right idea!

JimA

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**Author:** ![amuseing](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/amuseing/32/6145_2.png) [@amuseing](https://discussion.fool.com/u/amuseing)\
**Post date:** [December 18, 2025, 7:00pm UTC](https://discussion.fool.com/t/health-insurers-limit-coverage-of-prosthetic-limbs/122582/5 "2025-12-18T19:00:53Z")

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That “hands free crutch” looks like an accident waiting to happen. Maybe not for younger people but as people age many wouldn’t have the coordination/ balance to manage it.

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**Author:** ![rainphakir](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/rainphakir/32/1497_2.png) [@rainphakir](https://discussion.fool.com/u/rainphakir)\
**Post date:** [December 18, 2025, 7:26pm UTC](https://discussion.fool.com/t/health-insurers-limit-coverage-of-prosthetic-limbs/122582/6 "2025-12-18T19:26:48Z")

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> **[Repo Men (2010) ⭐ 6.3 | Action, Sci-Fi, Thriller](https://m.imdb.com/title/tt1053424/)**
>
> 1h 51m | R

{ In the near future, the company “The Union” provides expensive prosthesis to improve the lives of the clients. However, the company sends repo men to retrieve the artificial organs for those that do not pay the installments. }

If SciFi can imagine it, we can achieve it.  
🗼  
ralph