Is anyone but me purplexed with SQ?

I think it is a huge market and many can strive. Here in Europe we have revolut, which i started using 3 weeks ago. Love it so much that i only use my mastercard to top up my revolut balance with it so that i get the airline miles.
I use revolut to receive/send money, buy travel insurance, buy stocks, pay peer to peer, exchange currencies
Bank really have to change the way they do business otherwise these companies will grow on them