Market inefficiency in Brazilian fintech?

Just to let everyone know:

I sold out of $STNE

  • I’m not convinced they are making progress in durable growth via adjacencies, which means for now I think they are basically just a payments processor.
  • They are growing, but I’m not sure they have long term prospects for accelerating growth beyond the initial gold rush induced by the relevant government reforms
  • I’ll monitor them for signs of accelerating growth

I sold out of $PAGS

  • Basically for the same reasons as $STNE

I’ve kept my small position in $MELI

Companies in similar/adjacent spaces I need to learn more about:
$NU
$DLO
$GLBE

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