Thank you, but I’m talking more as a typical saver than myself personally.
Personally, I can’t afford to get Treasuries. Everything I can stomach is in the stock market. Actually, just one stock: BRK. (OK - there’s a second penny stock that I put $100 in as a flyer - not working out so far, and probably won’t. But hope springs eternal.) Life threw me some curveballs, so I will need to work well into my 70s. Fortunately, I’m in a line of business where that is possible.
–Peter