# Money is still Concentrated in Hands of Wealthy

**URL:** <https://discussion.fool.com/t/money-is-still-concentrated-in-hands-of-wealthy/121396>\
**Category:** Macro Economic Trends and Risks\
**Created:** [September 25, 2025, 4:56pm UTC](https://discussion.fool.com/t/money-is-still-concentrated-in-hands-of-wealthy/121396 "2025-09-25T16:56:41Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![tjscott0](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/tjscott0/32/1083_2.png) [@tjscott0](https://discussion.fool.com/u/tjscott0)\
**Post date:** [September 25, 2025, 4:56pm UTC](https://discussion.fool.com/t/money-is-still-concentrated-in-hands-of-wealthy/121396/1 "2025-09-25T16:56:41Z")

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One just had to look at average bank balance vs median bank balance.

> **[New 2025 savings and wealth stats show who’s getting ahead](https://finance.yahoo.com/personal-finance/banking/article/savings-and-wealth-statistics-215214936.html)**
>
> American savings statistics: Learn more about how Americans save, invest, and prepare for the future with comprehensive savings and wealth data.

_The median retirement account balance in the U.S. is $87,000._

Again as in bank accounts average retirement savings is much higher than median retirement savings.  
For example the 55 to 64 age group average retirement savings is $537,560. The median retirement savings is $185,000.

_The average American family’s net worth was $1,059,470 in 2022_  
_The median net worth was $192,700 for the same year._

_According to a [recent survey](https://finance.yahoo.com/personal-finance/banking/article/state-of-savings-report-110009028.html) conducted by Yahoo Finance and Marist Poll, 47% percent of Americans cite the cost of living as their biggest obstacle to saving money._

_Thirty-three percent of respondents couldn’t cover bills for even one month if they lost their income._