Even if this was a year without significant inflation, would we not expect EVERY YEAR to hit a new all-time high in loan payments?
Seems logical that since prices generally go up and not down over time, that new all time highs (much like in the stock market) should be the norm, not the exception.
If one follows your link, you will see this actually confirmed. Every single year has a new all time high in those paying $1000 a month and nearly every month on their chart reflects a new high in monthly payments.