@buynholdisdead the devil is in the details.
What did the details of your annual physical cover? Did you discuss any health issues that weren’t in the list? Did you have any blood tests that weren’t on the list? Did the bill contain a “facilities charge” that wasn’t covered by a doctor’s office checkup?
I assume that you have company-paid insurance. It’s just as important for people covered by Medicare. We get a free annual “health and wellness” checkup. But if we talk about any specific medical problem it loses the freebie and gets charged.
Wendy