OT - Who uses Cash any more?

The best credit card security move that I did was to freeze my credit. I’ve told the whole story here before, so this is simply a reminder.



We just finished applying for a HELOC for emergency purposes. I totally forgot that we had frozen our credit reports at all three reporting agencies. Had to release the freeze for a day at all three places for the bank. It’s nice that you can “thaw” your report with start and end dates now. If I remember correctly, you had to log in when you wanted to unfreeze it and then log in to refreeze it - for each agency. Making progress!