I have an excellent healthcare, (AT&T Blue Cross Blue Shield, mandated under the Legacy T CWA union contract) Once I retire, I will be able to retain for the contract imposed premiums until the end of the next contract.
For example, the current contract ends in 2026. If (big if) the next contract is four years and the contracted insurance benefits and the contracted premiums remain the same, I would be able to
keep my insurance for another four years at a premium of roughly 250 dollars a month. So, if retired shortly after the nee contract was signed, I would be 66 and would not need medicare until I was 70 and for this entire period I would have excellent medical care for myself and my wife.
Additionally, I might (MIGHT!) end up
with 100 percent VA healthcare. This means all of my VA prescribed medications would be 100 percent paid by the VA. So while my wife would need Medicare and Part B, C or D by 2030 I
might never have a need for it.
This really make me concerned about this
penalty thing.
Cheers
Qazulight