I went through a whole analysis of that about a year and a half ago before I turned 65.
What I’m doing for Medicare insurance at age 65
https://retireearlyhomepage.com/medicare2020.html
intercst
Thanks for posting your link, and the link to Dr. Belk.
He makes the case that one shouldn’t get a supplement, that A and B will cover what you’ll need.
“ When you have Medicare, you already have health insurance. The supplemental plans are really just insurance to cover the insurance you already have. How does that make any sense at all?
Only in health care do we consider it appropriate to use insurance to cover every possible expense no matter how mundane. I think it’s time we all took a step back to look at how much it’s costing us to rely so heavily on our health insurance for everything. Now that you see how much these policies cost and how little you’re likely to get from them, ask yourself: Are they really worth the price?”
What would justify paying the extra money to have a supplement?