I’m 55, and expect to be going through your exercise in 10 years myself, so will be curious what people say. My first rough stab at this, if you need only 2% withdrawal rate, is to consider some REITs. Go simple with VNQ, or grab a variety of individual REITs (self storage is a favorite of mine). Consider a balanced fund. Consider a large cap dividend fund. Hope that helps.
1 Like