# Ryshab's November 2025 Portfolio Update **URL:** \ **Category:** Saul’s Investing Discussions\ **Created:** [December 2, 2025, 3:57am UTC](https://discussion.fool.com/t/ryshabs-november-2025-portfolio-update/122370 "2025-12-02T03:57:14Z")\ **Posts on this page:** 2\ **Page:** 1
**Author:** ![ryshab](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/ryshab/32/60459_2.png) [@ryshab](https://discussion.fool.com/u/ryshab)\ **Post date:** [December 2, 2025, 3:57am UTC](https://discussion.fool.com/t/ryshabs-november-2025-portfolio-update/122370/1 "2025-12-02T03:57:14Z")
**My Performance (Benchmark: S&P 500)** - 2021: -36% (+27%) - 2022: -76% (-19%) - 2023: +80% (+24%) - 2024: +104% (+23%) - 2025 YTD: +77% (+16%) **CAGR** - 1 Year CAGR: +57% (+15%) - 3 Year CAGR: +77% (+21%) - 5 Year CAGR: Will report starting Jan 2026 once I complete 5 years **Current portfolio holdings:** - DAVE 14% - CRDO 14% - ALAB 13% - TARS 13% - RDDT 11% - MDGL 9% - ETON 8% - CRMD 7% - HIT 6% - FENC 5% - DUOL 5% - NVDA 4% - SEZL 3% Portfolio is 112% long and has 13 positions **Changes this month** - Sold: - Bought **My holdings - historical view:** ![image](https://us1.discourse-cdn.com/motleyfoolfree/original/3X/5/e/5e21e62aeed103d14bee8cb7b9f05a1d3de2339c.png) **My quant model scores: (the lower the better, I own all green bars)** _Model has multiple formulas built in around growth, margins, fcf, dilution, analyst upgrades. And does not take valuation into account. I have a separate metric for valuation. But this one purely tries to capture the best opportunities._ ![image](https://us1.discourse-cdn.com/motleyfoolfree/original/3X/8/c/8c3811de50610f721d98d58af4bdfaf59440df06.png) **Why I own what I own:** _Note: Sharing my opinion, not advice_ - DAVE - 14% - CRDO -14% - ALAB - 13% - TARS - 13% - RDDT - 11% - MDGL - 9% - ETON - 8% - CRMD - 7% - HIT - 6% - FENC - 5% - DUOL - 5% - NVDA - 4% - SEZL - 3% **Wrapping Up** S&P after having a turbulent time ended the month flat. My portfolio didn’t hold up anywhere close. Lost 17% this month mainly due to AI and high beta stocks getting clobbered. Markets seem to have recovered a bit now. Let’s see if this run continues into December. As markets come back up to all time highs, I would like to get out of any leverage and carry 5 to 10% cash ideally. Always a privilege to post here. Thank you for reading. Cheers! My previous portfolio reviews: 2025: [Jan](https://discussion.fool.com/t/ryshabs-jan-2025-portfolio-update/112963) | [Feb](https://discussion.fool.com/t/ryshabs-feb-2025-portfolio-update/113997) | [Mar](https://discussion.fool.com/t/ryshabs-march-2025-portfolio-update/115152) | [Apr](https://discussion.fool.com/t/ryshabs-april-2025-portfolio-update/116074) | [May](https://discussion.fool.com/t/ryshabs-may-2025-portfolio-update/11875) | [Jun](https://discussion.fool.com/t/ryshabs-june-2025-portfolio-update/119534) | [Jul](https://discussion.fool.com/t/ryshabs-july-2025-portfolio-update/120389) | [Aug](https://discussion.fool.com/t/ryshabs-august-2025-portfolio-update/121060/2) | [Sept](https://discussion.fool.com/t/ryshabs-september-2025-portfolio-update/121508) | [Oct](https://discussion.fool.com/t/ryshabs-october-2025-portfolio-update/121925) 2024: [May](https://discussion.fool.com/t/my-gratitude-first-portfolio-review/105510/6) | [Jun](https://discussion.fool.com/t/ryshabs-june-2024-portfolio-review/106596) | [Jul](https://discussion.fool.com/t/ryshab-july-2024-portfolio-review/107693) | [Aug](https://discussion.fool.com/t/ryshab-august-2024-portfolio-review/108436) | [Sep](https://discussion.fool.com/t/september-2024-portfolio-review-ryshab/109134) | [Oct](https://discussion.fool.com/t/october-2024-portfolio-review-ryshab/109970) | [Nov](https://discussion.fool.com/t/ryshabs-nov-2024-portfolio-update/110829) | [Dec](https://discussion.fool.com/t/ryshabs-dec-2024-portfolio-update/111835) ---
**Author:** ![wpr101](https://sea2.discourse-cdn.com/motleyfoolfree/user_avatar/discussion.fool.com/wpr101/32/70523_2.png) [@wpr101](https://discussion.fool.com/u/wpr101)\ **Post date:** [December 2, 2025, 4:03pm UTC](https://discussion.fool.com/t/ryshabs-november-2025-portfolio-update/122370/2 "2025-12-02T16:03:39Z")
Nice report and summary! > [@ryshab](#): > > As I was writing this Credo just reported earnings. 14% revenue beat with next quarter’s guide raised by 36%. That’ pretty epic. Also, the hyper scalers are up to 4 contributing above 10% each, so things are nicely evening out. This report should propel Credo further but it is definitely one of the expensive businesses I own. Great call to stick with Credo! The guidance they gave is absolutely nuts because it seems like there is a 2nd massive ramp up. After they had that big jump up previously from 72M to 135M a year ago, I expected the growth to start leveling off a bit. The other place I underestimated them is with innovation and they announced all these new products with large TAMs. It was enough for me to get back in to the stock at a small position. I’ll add some more details over in the Credo earnings thread. > [@ryshab](#): > > Health in Tech had good quarterly results but spooked everyone by saying some customers have pulled their contracts earlier and the rest are deferring to Q1 2026. Translation = we will miss next quarter’s estimates. Or at least that’s what the market decided. With that backdrop, it swiftly beat it up for a 60% decline. My math says things should even out in 2 quarters, which is may 2026 when they report q1 2026 results. But between now and May, this could be dead money. So do I wait or do I come back when the tide changes. Not sure. Holding for now until I find a better opportunity. HIT ended up being a really tricky situation here unfortunately. The guidance for Q4 is pretty weak but it depends if we believe management that those sales simply shifted to Q1. The stock has gotten quite cheap and beat up now though which I why I think the choice of action is tricky here. It still just does not make sense to me the stock went public at $5, up to $8 and now trades at a dollar and change. If the stock ends up staying this low, I’ll likely take a position again before their earnings. Q1 is supposed to be their seasonally strongest quarter and if sales really did just shift quarters it could be a big surprise for a beat up stock.