I think trying to nit-pick on SQ growth rate really misses the point.
How many companies you know that can deliver new product and services, almost all of it very successfully (extremely fast rate of acceptance) in and adjacent to their current customer base AND continue to expand both # of customers and # of market segments they address…
Last I knew it was Amazon… Shopify does come near and certainly in the same league as SQ but nothing beats SQ.
To achieve these, they need to make build or buy decisions all the time and as long as those decisions result into better outcomes, it is a good thing for shareholders.