Thank you for sharing that anecdote…stories like yours, and their implications, inspire me to consider taking a larger position (UPST has grown to 15% of my portfolio and is now the top position). I agree that auto lending is horrible. I, too, was talked into the extended warranty on my last vehicle purchase…in the moment of signing I wasn’t able to stand my ground amidst the highly practiced sales pitch but luckily I had 30 days to change my mind so I called the lender and had them remove the warranty from the loan. Let’s hope all that nonsense ends soon!
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