When you "won" the game, why are you still "playing"?

[Goofyhoofy]

@UpNorthJoe

And during inflationary times, fixed loses purchasing power, and if the fixed income is in funds, the principal gets slammed as Fed rate cuts rise in an effort to fight inflation.

TIPS are a protection, so long as you hold them to term.

https://www.wsj.com/finance/investing/tips-inflation-protected-securities-4f7db9c5