Friday 12/12/2025
Portfolio Change: -0.86%

  DJI 30      48,458.05  -245.96 -0.51%
  S&P 500      6,827.41   -73.59 -1.07%
  Nasdaq Comp 23,195.17  -398.69 -1.69%

Year to date

• Portfolio: 9.37%
• DJI 30: 13.90%
• S&P 500 (TR): 17.51%
• S&P 500: 16.08%
• Nasdaq Comp: 20.12%
• Russell 2000: 14.42%
• VIX: -9.83%

Portfolio vs All Time High (11/09/2021): -53.05%
(Adjusted for Withdrawals: -30.53%)
XIRR since 2005: 19.29%
Portfolio Volatility (Daily Range): 1.32%

Portfolio Components:

Growth 32.19% of portfolio:

AMZN, ANET, BA, CRWD, ENPH, NET, PANW, SHOP, TTD

Dividend Core 43.63% of portfolio:

ABBV, AEP, BMY, CTRA, HD, KIM, KMB, NLY, O, OKE, PAYX, PEP, PG, SWK, SYY, WFC

Other Dividend 17.14% of portfolio:

CAT, GLW, GS, LIN, LLY, PAYC, TXRH

ETFs 7.03% of portfolio:

BIV, HYGV, NVDY, PLTY, SCHI, SDTY

Trading 0.00% of portfolio
Cash 0.00% of portfolio

Cash Target: 8.00%
GD Index: -1.88%

Monthly Change:

 Jan   5.38%
 Feb  -2.93%
 Mar  -5.35%
 Apr  -0.88%
 May   5.32%
 Jun   3.70%
 Jul   1.28%
 Aug   1.01%
 Sep   2.22%
 Oct   3.24%
 Nov  -3.73%
 Dec   0.39%

Stock Industries:

Aerospace & Defense: 1- 1.71%
Banking: 1- 4.21%
Beverages: 1- 1.28%
Biotechnology: 1- 2.82%
Chemicals: 1- 0.13%
Communications: 1- 4.54%
Consumer products: 2- 4.39%
Electrical Equipment: 1- 1.31%
Energy: 1- 1.60%
Financial Services: 1- 2.38%
Machinery: 2- 6.22%
Media: 1- 1.53%
Pharmaceuticals: 2- 7.30%
Pipeline: 1- 1.80%
Professional Services: 2- 3.44%
REIT-Mortgage: 1- 2.80%
Real Estate: 2- 12.04%
Restaurants: 1- 1.48%
Retail: 3- 7.30%
Semiconductors: 1- 2.14%
Technology: 4- 19.60%
Utilities: 1- 2.94%

Portfolio Cash Flow vs Income Shortfall: 290%

Dividend Core 230.75%
Other Dividend 21.25%
ETFs 37.77%

Portfolio Makeup:

Indiv. Stock: 92.97%
Stock ETF: 1.41%
Bond ETF: 5.62%
Trading: 0.00%
Cash: 0.00%
Options/Short: 0.00%

Portfolio Value & Income by Acct Type:
  Taxable:   1.39%   0.00%
  Trad IRA:  0.00%   0.00%
  Roth IRA: 98.61% 100.00%

Top 10 Stocks (52.31%):

1. O 11.14%
2. SHOP 6.01%
3. NET 5.43%
4. CAT 5.11%
5. CRWD 4.90%
6. LLY 4.76%
7. ANET 4.54%
8. WFC 4.21%
9. PANW 3.25%
10. AEP 2.94%

Top 10 Cash Producers: 75.88% of Cash Flow:

1. O 24.54%
2. NLY 13.87%
3. HYGV 8.54%
4. KMB 5.33%
5. BMY 4.79%
6. SCHI 4.38%
7. OKE 3.95%
8. AEP 3.85%
9. ABBV 3.43%
10. WFC 3.21%

52 Week Highs today
 Stock: 2 CAT, WFC
 Funds:  None

Largest Gain by percent: 3.21% LIN
    by dollar: O
Largest Drop: by percent: -7.97% GLW
    by dollar: ANET
Portfolio Yield as of 12/10/25 12:09:32:
   Dividend Core    4.68%
   Other Dividend   1.10%
   Bond ETFs        5.91%
   Stock ETFs       0.00%
   Combined Yld     3.78%
   Portfolio Yld    2.54%