I had a great start, a lousy middle and a recovering end but I won’t know until December 31. “It ain’t over till it’s over.” Yogi Berra 101! 
Hi Saul & Denny and everyone else watching.
I have a question for this prestigious group.
My TMF scorecard says I am ahead 14% XIRR (but I am behind the S&P by -10%). I began with TMF in Oct 2013.
On the IB broker platform, same portfolio shows me ahead 21.7% (but doesn’t mention XIRR), and labels that percentage, “Time weighted rate of return, year to date”. I added money during the first quarter.
I don’t know how to use the XIRR percentage to help me make decisions, and I don’t know how to compare my xirr with my YTD or if that is even a valid comparison. Knowing how I did versus the S&P (obviously bad here at -10%)would help me improve my performance for sure.
Any help is appreciated, even if it is directing me elsewhere.
Thanks and if anyone uses IB, please do comment since it’s hard for me to get info out of them.
Mykie
PS I noticed that Scorecard does not handle my 2 short positions like IB does and I wonder if that could be part of the difference? And last but not lease, Happy Holidays and good luck to all my fellow investors in arms.