Benchmark Investing Update Sep 30, 2022

The Benchmark Investing board has been closed by TMF. Future updates will only occur here in the Mechanical Investing board. This update is to Kenneth Lee’s 
Benchmark Investing picks based on the latest Monday’s data release. Since our last update, the market (S&P500) took another step back, dropping another -3.3% since Q2. 
This period there were six companies in the DJIA 30 that are below their downside price targets. They are CVX -24%, VZ -21%, DOW -39%, MMM -24%, WBA -44%, and NKE -2%. However, only  
One would qualify as a BI pick because of either subpar EPS growth or volatile ROE estimates. The one that does qualify is MMM. 
If you are interested in following along with this methodology against a broader range of stocks outside of the Dow30, these picks are 
posted in my Fool CAPS on a regular basis as trades occur. New this year will be updated returns for the BI Portfolio. I will start the year assuming each holding is in an equal 
amount beginning Jan 1.

<b>Current BI Portfolio Holdings:
15 Holding in BI Portfolio: EOG, PFE, TAP, DXC, NWL, BEN, META, AMZN, PXD, WBD, MS, CAH, IVZ, LKQ, KMI
BI Portfolio Total Return -10.1%
S&P 500 Total Return -21.3%</b>

<b>Market Valuation (Dow 30): </b>
The DOW30 market is still overpriced according to the BI method of valuation by about 19.5%.
Downside: -34%
Upside:   -5%

<b>Long Buy Rules: </b>
I am using the following TTD rules for Long position considerations:
1. Year-over-Year EPS growth must > 10%, which are the next 4Q / current quarter + previous 3 quarters earnings results
2. VL 3-5 Year price appreciation > average price appreciation of the market
3. When calculating ROE and BV figures, ignore years when they are negative, but must have at least 7+ years of data to be included in final consideration
4. Avoid erratic ROE ratios, that is where they are > 2std deviations = Curr ROE > (10 Year Avg + 2 * Std Dev)
5. ROE and BV current figures must be updated by VL

<b>Sell Rules: </b>
I am using the following TTD rules to Sell Long positions:
Criteria (1 OR 2 OR 5, AND 3 AND 4):
1. Price Appreciation < Market Average Appreciation 
2. Current Price > BI HiPrice
3. Hold time > 365 days per cycle
4. ROE & BV must be current
5. No longer listed as a market average component

<b>Summary of Results</b>

	VL	        Current	ROE/BV	Down	Up     %<10Y   %<10Y	EPS	Div     3-5Y   3-5Y   VL3-5Y   VL18mo   ROE	
Ticker	Date	        Price	Updated	Price	Price	Down	Down4Qs	Delta   Yield   VL L$  VL H$   % Chg   % Chg	<2STD    Name
CAT	12-Aug-22	164	TRUE	154	233	6%	5%	17%	 2.8 	215	290	46%	29%	FALSE	Caterpillar Inc.
JNJ	12-Aug-22	166	TRUE	153	195	9%	10%	2%	 2.8 	220	265	48%	12%	FALSE	Johnson & Johnson
MCD	19-Aug-22	246	FALSE					4%	 2.3 	270	330	19%	18%	TRUE	McDonald's Corp.
CVX	26-Aug-22	144	TRUE	228	317	-37%	-11%	20%	 3.7 	240	360	93%	21%	TRUE	Chevron Corp.
BA	2-Sep-22	130	FALSE					130%	 -   	205	305	77%	28%	TRUE	Boeing
TRV	2-Sep-22	155	TRUE	126	166	23%	29%	-2%	 2.4 	225	275	59%	13%	FALSE	Travelers Cos.
UNH	2-Sep-22	504	TRUE	315	483	60%	70%	17%	 1.3 	480	590	4%	23%	FALSE	UnitedHealth Group
AMGN	2-Sep-22	227	FALSE				55%	2%	 3.7 	320	390	58%	14%	TRUE	Amgen
VZ	9-Sep-22	39.34	TRUE	50	63	-21%	-21%	-1%	 6.6 	90	115	159%	33%	FALSE	Verizon Communic.
CSCO	9-Sep-22	40.55	TRUE	37	51	10%	14%	6%	 3.7 	70	90	92%	25%	FALSE	Cisco Systems
HD	16-Sep-22	271	FALSE					3%	 3.0 	380	460	54%	28%	TRUE	Home Depot
PG	16-Sep-22	136	FALSE	105	139	29%	35%	3%	 2.7 	135	165	10%	12%	FALSE	Procter & Gamble
INTC	23-Sep-22	27.47	TRUE	21	31	30%	-13%	-40%	 5.1 	55	65	110%	53%	TRUE	Intel Corp.
AAPL	23-Sep-22	150	FALSE				93%	4%	 0.6 	170	210	23%	27%	TRUE	Apple Inc.
IBM	23-Sep-22	122	TRUE	87	119	40%	30%	3%	 5.3 	125	170	18%	5%	FALSE	Int'l Business Mach.
DOW	30-Sep-22	43.52	TRUE	72	120	-39%	-35%	-21%	 6.6 	105	160	194%	43%	FALSE	Dow Inc.
MRK	30-Sep-22	86.78	TRUE	82	110	5%	12%	-10%	 3.3 	115	140	50%	17%	FALSE	Merck & Co.
HON	8-Jul-22	172	TRUE	136	188	26%	30%	14%	 2.3 	225	275	43%	20%	FALSE	Honeywell Int'l
MMM	8-Jul-22	113	TRUE	149	208	-24%	-28%	47%	 5.2 	220	270	113%	46%	FALSE	3M Company
GS	8-Jul-22	299	TRUE	240	366	25%	18%	-12%	 3.1 	470	635	72%	12%	FALSE	Goldman Sachs
CRM	8-Jul-22	148	TRUE	60	99	146%	-9%	104%	 -   	245	365	106%	37%	FALSE	Salesforce Inc.
KO	15-Jul-22	58.43	TRUE	45	57	29%	29%	2%	 3.0 	60	75	13%	16%	FALSE	Coca-Cola
WBA	22-Jul-22	32.72	TRUE	59	85	-44%	-43%	-12%	 5.7 	50	75	154%	27%	FALSE	Walgreens Boots
WMT	22-Jul-22	129	TRUE	96	130	34%	30%	14%	 1.7 	200	240	63%	16%	FALSE	Walmart Inc.
NKE	22-Jul-22	96.24	FALSE	98	150	-2%	2%	18%	 1.2 	165	205	85%	35%	FALSE	NIKE Inc. 'B'
DIS	29-Jul-22	99.05	TRUE	43	61	133%	36%	166%	 -   	155	210	74%	38%	FALSE	Disney (Walt)
JPM	5-Aug-22	108	TRUE	95	137	14%	11%	-2%	 3.9 	145	195	51%	28%	FALSE	JPMorgan Chase
AXP	5-Aug-22	140	TRUE	127	188	10%	16%	6%	 1.4 	185	225	37%	17%	FALSE	Amer. Express
V	5-Aug-22	183	TRUE	183	261	0%	10%	20%	 0.9 	285	345	68%	36%	FALSE	Visa Inc.
MSFT	5-Aug-22	238	FALSE	184	288	29%	39%	14%	 1.1 	320	390	48%	37%	FALSE	Microsoft Corp.
<b>Dow30		        29,590	       19,415  27,986	                         2.8  40,500  51,968			Dow Jones Industrial Average
Appreciation Potential		  	 -34%	   -5%				         38%     77%     68%     26%</b>

<b>AllTooFoolish's CAPS Portfolio: </b>
If you are interested in seeing this method applied to a broader universe of stocks, follow my actively managed Benchmark Investing portfolio 
using Fool CAPS. I have been using this methodology exclusively in Fool.com for many years with great success. In the Fool CAPS you will find 
my current portfolio and can see my most recent activities.

Notable activity in my active CAPS portfolio over the past six months: 
DISCA, ticker change to WBD
FB, ticker change to META
PFE, Sell, less upside than overall market potential. Total return +53% vs the market return same time frame -3%. Held for 408 days.
AIG, Sell, less upside than overall market potential. total return +47% vs the market return same time frame +16%. Held for 1180 days from original entry point. 
Did add to positions on occasion when selling other investments.
PYPL, Buy, downside BI price target -24%
PTC, Buy, downside BI price target -36%
META, Add, downside BI price target -48%
KIM, Add, downside BI price target -49%

2022 BI Portfolio Holdings:
15 Holding in 2022 BI Portfolio: EOG, PFE, TAP, DXC, NWL, BEN, META, AMZN, PXD, WBD, MS, CAH, IVZ, LKQ, KMI
BI Portfolio Total Return -6.6%
S&P 500 Total Return -17.7%
My overall Fool CAPS Rating at the time of this post was 58 (+1 points since previous update)
Score: 1520 (62%)
Accuracy: 46% (47%)

<b>Disclosures and Useful Terms</b>
VL Date is the date of the last summary report update from Valueline as indicated in the post’s subject line.
All data sources from Valueline Dow30 reports made publicly available on the VL website. https://research.valueline.com/research#list=dow30&sec=list

Current Price is the closing price of the stock as reported by VL, which is usually a few days behind the date 
of the time period mentioned in this posting’s subject line.

ROE/BV Updated is an indication if the stock’s BV and ROE have been updated through the end of the Benchmark evaluation time frame.

10Yr Down is the 10 year downside price. The company must have at least 7 years of non-negative ROE data to qualify.

10Yr Down4Qs is the 10 year downside price averaged over the previous 4 quarter’s valuation price.

10Yr Up is the 10 year upside price. The company must have at least 7 years of non-negative ROE data to qualify.

Both upside and downside are calculated using method outlined in TTD book.
Also a discussion of calculating the upside and downside can be found here:
http://discussion.fool.com/Message.asp?mid=20916205&sort=who...

%<10Y Downside is the current price divided by the 10 Yr downside expressed as a percentage.

EPS Future Delta is the projected growth in EPS for the next 4 quarters versus the last four reported quarters.
I use the latest EPS data from the VL spreadsheet which are updated as soon as new earnings are reported.

Div Yield is the current % dividend payout ratio per share.

3-5 Y Low/Hi Price Est. is the downside/upside price estimate which is calculated using the projections of Book Value 
and ROE as discussed in TTD.

Min VL Price Appreciation is the expected change in price from current price to low end VL projected 3-5 year
appreciation price.

VL Price 18 Price Appreciate is the VL projected % change in price from current price within the next 18 months.

ROE >2STD is part of a margin of safety consideration, which is briefly discussed in TTD on pg 70-71. 

I compare the current year's ROE versus the last 10 years of ROE data. If the current ROE is greater than average (10 Yr
ROE) + (2 * stdev(10 Yr ROE)), 
than this column is TRUE, else it is FALSE. This tells me that the stock's ROE is much higher than its historic average and should therefore be avoided.

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