Hey Champ,
It may not come as a surprise that strategies like HDO have been around for a very long time. Every so often they get repackaged with a twist as something new. For example, back in 2010-2014 there was a guy on the old TMF boards who had a version of this strategy. In fact, he wrote a book about it: https://www.amazon.com/Retirement-Investing-Income-ONLY-retirement/dp/1501072137/
I find it so interesting how you think about this, particularly in how you view this approach as a Safe Room. If Ralph Block were here, he’d say there’s no free lunch and just what is it you have to give up in order to get your spectacular result?
Regards,
Ears