Instead of cash and money markets

https://www.wsj.com/articles/how-to-stop-your-fund-manager-f…

You can buy Treasury bills straight from the government at TreasuryDirect.gov. The website is antiquated and clunky, but once you master it you can buy a new T-bill each month. That way, you’ll always have one maturing every 30 days, keeping you liquid and enabling you to earn more on the latest T-bills as rates rise. You can also arrange to reinvest the proceeds in new Treasury bills automatically as each one matures. [end quote]

https://fred.stlouisfed.org/series/DGS3MO

Other possibilities for near-liquid include agency and high-rated corporate bonds of about 1 year maturity yielding 2%+ on the assumption the Fed will continue to raise rates for a while.

And, of course, I-Bonds.
Wendy

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I buy 8-week treasury bills every week, and therefore have one maturing every week. This is with a portion of the money I would be keeping in a money market account anyway. I only did it to “juice” the overall yield on my cash.