“I’m guessing you probably have enough 
If you really want to know,you could always figure out what an annuity would cost to replace the income received.”
True, but that ‘wealth’ can’t be passed on to heirs at death. If you have a pension, it reduces the amount you need to take from other assets to pay for your current lifestyle.
It’s certainly ‘worth something’ but usually not figured in ‘net assets’.
Some of those CEO types wind up with $250,000/mo inflation protected pensions, plus other income from special ‘retirement accounts’ they accumulated… the 0.1% types…
I’ll just poke along somewhere in the top 10% but no where near the 1%.
I usually don’t count my house in my net assets, but these days it keeps going up. Fortunately in my county, my real estate taxes are frozen at age 65 level…as long as I stay in the house.
My heirs will get to sell the house…and reap the $$ from the sale likely…unless it becomes necessary to move to an assisted living/nursing home place. You never know.
t.