Incorrect; or perhaps, overly simplistic. As many many people here have illustrated over the years, the method by which you chose to spend your investment assets from 62 (or early retirement) through 70 can have a dramatic difference on the amount you have available to spend over the rest of your life, as well as how taxes will impact those income streams.
For example, it can be advisable to access IRA dollars as either income or as Roth conversions prior to RMD age. Of course, if you have turned on SS early, that makes that option potentially have a higher tax liability.
And here you are advocating a COMPLETELY different strategy than take it and invest it. That is an argument that has a heck of a lot more worth (even if I may in general disagree) than take it and invest it.
I am left with the impression that you had your mind made up before you even posted your query and that you were simply looking for validation - and are less willing to consider counter arguments. My wife calls this “thinking out loud.” She will often speak a question for which I am apparently not supposed to answer and if I do answer, I am not supposed to expect her to consider my answer as her question wasn’t really a question - just her way of trying to process her thoughts.
Are you seeking opinions on your query or were you just posting outloud?