Peak 65 is approaching

in 2029 is peak 65. The largest baby boomer generation years turn 65 in 2028 and 2029.

The years after that are dramatically smaller.

For the US taxpayer the bill gets lighter. Maybe. Depends on how long survives and in what shape our generation is in. Medical bills might climb for the next decade.

Births in 1965 were down about 7% from 1964, bringing the total number, estimated at 3,767,000, below 4,000,000 for the first time in 12 years. The number of births was the lowest since 1951, giving a crude birth rate of 19.4 births per 1,000 population and a fertility rate of 96.7.


Where did you get that data from? Because the peak number of births for the baby boomer years was 1957, so it would follow that the peak 65 year would very likely be 2022.

Perhaps you meant to say that the LAST baby boomers are turning 65 in 2028. And that would be true.

The bill will only get lighter when more people collecting social security/medicare die than are added. And it would have to be in appreciable numbers to make any real difference. And the number of births after 1964 really do drop dramatically. For example, just over 4M in 1964, 3.8M in 1965, 3.6M in 1966, down to 3.1M in 1973. Then number of births started to slowly rise, but only hit 4M again in 1989!

Looking at the numbers, it quite obvious why it was called a baby boom!

People born in 1965 aren’t boomers (by almost all boomer definitions), they are whet we’ve decided to call “gen X”.


@MarkR I do not know why I heard 63 and 64 the final two years were the highest.

The highest were 57, 61 pretty much tied with 63, 64 not far behind.
Found my mistake 64 is the last of the 4 million babies per year. The number then drops off. Those born in 1957 are now turning 66 and beginning to get SS and have Medicare. That is why the news story on peak 65 ran.

Which baby boom year had the most births?

Baby Boom History

In 1946, the first year of the Baby Boom, new births in the U.S. skyrocketed to 3.47 million births! New births continued to grow throughout the 1940s and 1950s, leading to a peak in the late 1950s with 4.3 million births in 1957 and 1961.May 25, 2018

Most people consider 64 the last year of the boomers.

Baby Boomers were born from approximately 1946 to 1964 . A tidal wave of births created the appropriately named Baby Boomer generation, as they literally represent a boom in the birth rate.


what is the best projection for peak medical costs for the boomers?

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Mosied in to Wendy’s for lunch today (coupon for $1 off a cobb salad, which they just raised the price of, so only saved about 75 cents vs the price last year).

Noticed a sign inviting seniors to apply for a job. Interesting job description: 3 hours of “prep” before open, and 3 hours of cleanup, plus counter work. Gave me flashbacks to a Mickey D’s I stopped at for lunch on my way to Muskegon some years ago, where the entire staff of the place looked like “empty nest” moms.

Of course Plan Steve, impose a work requirement for Medicare, and disability to qualify for Social Security, would force able bodied geezers to keep working for the enrichment of the “JCs”, regardless of age.


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Would they allow the candidate to choose the total number of hours? For example, could a senior say “I’ll do it once week, but no more than that.”

Also, I don’t understand, are they really saying they want seniors to come in early for 3 hours of prep, then work the full day at the counter, and then another 3 hours of cleanup late??? Wouldn’t that be way too many hours straight for the average senior to be standing?

Every part time job I ever had took over my life. I always became the “JC’s” b!tch, being called in on minutes notice to work an entire evening, and the “JC” didn’t want to hear about my having homework, or a test to study for, or an early class the next morning. That was an advantage of Radio Shack over the bowling alley. The Shack closed at 9, so I could salvage some part of the evening, vs working past midnight at the bowling alley.


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I would interpret that as either working the morning shift, as Wendy’s now offers breakfast: get in at zero-dark-thirty, for the “prep” then working the counter, or sandwich building, to finish out the am shift, or come in in the afternoon, work the counter, then cleanup. Their shift change seems to be between 2 and 3 in the afternoon.

I also noticed they are specifically tagging the boomers to do the really nasty parts of the job.


The morning shift doesn’t sound that bad. Especially if it included breakfast and lunch! Older folks are up early anyway, so coming in for prep isn’t terrible. And prep for breakfast in a place like that can’t be too bad, it’s not like they cut up fresh veggies or anything like that. And making sandwiches can be fun, as long as there isn’t excess demand that day.

Cleanup is always nasty. That was the only part I hated when I worked in a kitchen many years ago.

What “older folks” are you talking about? I got up around 10 this morning. In the summer, when there is daylight in the morning, and places to go, I can roll out at 8.

The sign offered a 50% discount on food.

The salad I had for lunch today had diced hard boiled eggs, sliced tomato, crumbled bacon, and grated cheese. The salads are pre-made, somewhere along the line. When I order one, they take the salad out of the refrigerator, then heat up some chicken bits to put on it. They also have a small bag containing packets of dressing, french fried onions, a napkin, knife, and fork, already put together that they can grab out of the fridge and put on my tray. Someone, somewhere along the line, had to put all that together.


Wow! Even I get up earlier than that … and I stay up rather late on weeknights. I’ve been sick the last few days and have been up on and off throughout the night. Two night ago, I texted my mom (former nurse) at 10:30pm … and she answered at 3:30am, and we had a text convo until 3:55am when I fell asleep again. My dad naps nearly every day and is also up very early in the morning.

Would be interesting to know if they actually use whole veggies cut up locally. I doubt it. It is possible they chop the eggs locally because pre-chopped eggs get dry very quickly. But they surely buy pre-cooked eggs. And the shredded cheese comes in 1 lb and 5 lb bags. We have a 1 lb bag at home on a regular basis.

Still doesn’t sound all that bad.

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Define “late”. “Late” to me, in the winter, is whenever I run out of interesting things to do, which may be 2am, or later.


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Most nights around 2-3am. I’m posting now and it’s past 1:30am. Friday night I fall asleep earlier, maybe 11pm or midnight. Saturday afternoon I almost always nap for an hour or two. And I’m almost always up Saturday night until 4am or even later. Sunday night I am usually quite tired and have been known to fall asleep at 10:30, but usually a little past 11.

I’m still a little sick, so I may go to sleep very soon. I don’t nap during the week except under very rare circumstances, like Sunday when I was sick in bed much of the day.

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Me, I have breakfast at 6 am.