WendyBG asks,
<There is no common cause/factor that ties credit scores to insurance premiums. It was a made-up pretext to jack up premiums for people with lower credit scores. >
Please post a link to FACTUAL support of that statement. (Not partisan political assertions.)
Here’s a link to the nonpartisan National Association of State Insurance Commissioners discussion of the issue.
https://content.naic.org/cipr_topics/topic_creditbased_insur…
As others have noted, a bad credit score is more often than not the result of medical debt after the victim has crossed paths with an unprincipled doctor or hospital administrator. I don’t see why that would affect home insurance. Claims history is likely a more important factor.
intercst