Hi @darrellquock,
Why spend from a taxable brokerage instead of from a traditional retirement account? If you are in a lower tax bracket, taking some cash from the traditional retirement accounts will reduce your future RMD’s for those accounts. Pay a little tax now vs …
Selling in down years is a bad idea. Taking cash that is already there is just taking cash.
Does that help you?
Gene
All holdings and some statistics on my Fool profile page
Profile - gdett2 - Motley Fool Community (Click Expand)