We both took Social Security at 62. I’ve been getting it for 17 years now and the boss has been getting it for 15 years. We get doodly squat each month. Hers’ on the third Wednesday of the month and mine on the fourth Wednesday of the month. We do not need SS in order to survive and it’s a good thing.
My advice for what it’s worth. Use your company’s Thrift Fund, it’s 401k and get an IRA during your working career and forget about Social Security. You will be fine.
Regards,
ImAGolfer (retired '03)