We have used Allianz annual plans for several years and fortunately have never had a reason to make a claim. We are heading to Spain in September and used a travel agent to arrange some tours and hotels.
He has suggested Travel Guard as his preferred option over Allianz. He is an authorized agent for both, but he said 2 of his customers had had bad experiences with getting claims honored by Allianz and so he doesn’t really bother with them anymore.
He runs a small ‘high-end’ service. We know of him through a new neighbor who has used him for years, so I’m not doubting his knowledge, but I’m not sure it’s enough to make me want to change.
I originally came to Allianz based on Jeff’s (OrmontUS) book and travel dialogues.
Before I renew our plan, I thought I would seek opinions here.
As an aside, pricing of annual plans is often as cheap as single trip coverage (depending on the level of coverage). Even a second trip in a year makes it worthwhile.