Cancer drives employer healthcare cost increase

[pauleckler]

@TucsonBones

Health insurance companies cannot refuse coverage or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.

I agree this is a flaw in the law and comes from Congress.

Putting some limits on preexisting conditions. Such as limiting coverage for say 3 years would encourage patients to buy insurance before they are seriously ill. This would help keep premiums affordable. And make insurance more attractive to those young healthy people we would like to buy insurance and help fund the whole program.