Making a Decision: New vs. Used Car Purchase

I have a budget of $30,000, and I’m interested in purchasing either a new sedan or a used SUV. The new sedan I’m eyeing is priced at $28,000, while the used SUV, which is two years old with 30,000 miles on it, is listed for $25,000.

Now, let’s delve into the factors influencing my decision:

  1. Depreciation: New cars typically experience rapid depreciation in their first few years, while used cars have already undergone a significant portion of this depreciation. How should I weigh the potential depreciation of the new sedan against the already depreciated value of the used SUV?
  2. Maintenance and Repairs: New cars generally come with warranties and require minimal maintenance during the initial years. On the other hand, used cars might have unknown maintenance histories and could potentially require more frequent repairs. How should I assess the long-term maintenance costs of each option?
  3. Features and Reliability: The new sedan boasts the latest technology and safety features, while the used SUV might lack some of these advancements. Additionally, new cars typically offer better reliability, but modern used vehicles often come with remaining factory warranties. How important are these factors to me, and how should I prioritize them in my decision-making process?
  4. Financing Options: Consider the financing terms available for both new and used cars. Interest rates, loan durations, and down payment requirements can vary significantly between new and used car loans. How should I evaluate the overall cost of financing for each option?
  5. Personal Preferences: Finally, consider my personal preferences and lifestyle needs. Are there specific features or characteristics that are non-negotiable for me? How do factors such as fuel efficiency, cargo space, and driving experience influence my decision?

Given these considerations, which option should I choose – the new sedan or the used SUV – and why? Share your insights and rationale for your decision, and feel free to discuss any additional factors that might sway my choice.

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Which new sedan and which used SUV? It’ll be a lot easier to comment with that information. Like which features would the used SUV be lacking? Which safety features does the new sedan have? Etc. Which brand? Is it generally reliable? If the SUV is a Toyota and the sedan is a VW, then I would say to buy the Toyota. On the other hand, if the sedan is a Honda and the SUV is a Jeep, I would say to buy the Honda.

A new contributor, an oddly (AI?) written generic post about car buying decision making, followed by a post casually pimping a video editing software APK… smells fishy to me.

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For fun, here’s an AI generated reply:

Choosing Between a New Sedan and Used SUV:

Here’s a breakdown to help you decide:


  • New Sedan: You’ll face a significant drop in value in the initial years.
  • Used SUV: Depreciation has already occurred, but it might continue at a slower pace.

While the SUV seems better in terms of immediate value, consider:

  • Long-term: After 5 years, the depreciation difference might be negligible.

Maintenance and Repairs:

  • New Sedan: Warranty covers most repairs during the initial period.
  • Used SUV: Potential for unexpected repairs due to unknown history.


  • Get a vehicle history report for the SUV to assess potential issues.
  • Factor in the cost of an extended warranty for the SUV for peace of mind.

Features and Reliability:

  • New Sedan: Latest technology and safety features.
  • Used SUV: Might lack the newest features but could still have desirable ones.


  • Prioritize features based on your needs.
  • Modern used cars often have remaining factory warranties.

Financing Options:

  • New Sedan: Typically higher interest rates and shorter loan terms.
  • Used SUV: Might have lower interest rates but potentially longer loan terms due to depreciation.


  • Shop around for the best loan options for both new and used cars.
  • Consider the total cost of ownership over the loan term, including interest.

Personal Preferences:

  • Fuel Efficiency: Sedans generally have better fuel economy.
  • Cargo Space: SUVs offer significantly more cargo space.
  • Driving Experience: Sedans often provide a more comfortable and car-like ride.


  • Evaluate your needs. If cargo space is crucial, the SUV might be a better fit.


Choosing between the sedan and SUV depends on prioritizing your needs.

  • New Sedan: Ideal for those seeking the latest features, prioritizing reliability (with warranty), and valuing a comfortable driving experience.
  • Used SUV: A good option if you need more cargo space, prioritize lower upfront costs, and are comfortable factoring in potential maintenance expenses.

Additional factors:

  • Insurance: SUVs generally have higher insurance premiums.
  • Test Drive: Experience both vehicles to determine which driving experience you prefer.


  • Do not solely base your decision on the sticker price.
  • Factor in the total cost of ownership including depreciation, maintenance, financing, and fuel costs.

Ultimately, the best choice depends on your individual needs, priorities, and risk tolerance.

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