To my understanding, and how I invest since finding Sauldom, this is information that only impacts things like ETF’s, indexes, or other very diversified types of holdings.
The credit downgrade can/could make things harder for some companies to get credit, and it really does make us look bad…
…but if you have a strong company, with growing customers, with growing revenue, with strong products, with good innovation…
… I do not see how this should even figure into your planning.
Most of what I am reading in the OP is more related to macro and to market timing instead of focusing on your fewest/best stocks and making decisions based on…are they growing, or are they not. Market timing is definitely not a part of investing theory here. Now, if you have a strong company AND you get a chance to buy a bit more because of an ‘emotional’ response from Wall Street, great. But going to cash after the damage is done is shooting yourself in the foot, and also leads to the bad results of market timing.
As for using AI to tell you how to invest, not touching that with a ten foot pole and I have NO confidence in anything that come out of AI. And, specifically when people ask AI to speculate on something. Grok in particular is proving that the results can be as biased as EVER given current news there…