King James,
First off you did not fill out your rap sheet as to what makes you tick with your risk and management skills.
As a former Vietnam veteran serving in the U. S. Navy as an Illustrator Draftsman thanking you for your services which appear to be many.
Sounds like you do not have a Business Plan when it comes time to investing and saving and earning money via Dividends.
In your plan, you should let your money work for you and not the inverse. All that the Pied Pipers do is ask “whatz in your wallet”. Buy and be a HODLer (Hold on for dear life) and lose your money in the process.
Let’s start off with setting aside monies for dividends that pay you monthly or quarterly.
Look at my last two messages before the TMF police remove them.
https://www.youtube.com/watch?v=LcPxNO7_dxA&t=52s copy his portfolio a little at a time like making a payment play to the cause.
or My Dividend Portfolio on M1 ? https://m1.finance/9gGguPKhh on autopilot. Just feed it with as much as you can.
Charity begins at home before others. Pay thy self first before others. The rest of the people get online and perhaps donate a few bux to https://tinyurl.com/2p995xad and https://www.rmhc.org/about-us/RMHC-and-McDonalds, https://www.salvationarmy.org/. These are the 3, I donate to. We know where the money is going giving the children a second chance in life.
For now, something to ponder,
Quillnpenn - a poor church mouse scratching for a living as a Swing Trader for over 45 years.
------------ Vision - Multi-Millionaire…Goal - earn 1.3% - 2.5% compounded Daily
FREE from Uncle Sam…https://www.covidtests.gov/