My way of saying thank you

For the past year, my wife and I have been trying to have a kid.

After several miscarriages back-to-back, we finally got passed the first trimester (for the first time — yay).

After the first conception, I was thinking about what a parent should provide to their kids. And since money is not properly discussed in school, I felt that it should be taught at an early age. And hence I started writing a handbook of 20 steps of what have been (in my experience) good lessons. This includes investing not only in others (stocks, etc.) but in yourself too. I called this: “An Open Letter to My Future Son & Daughter”

But make no mistake, this is not a success story, it’s just me sharing the knowledge I now know and that I’d want my kids to have well in advance.

Because, even though I’m educated to a PhD level, my financial literacy was close to zero. And this made life more difficult than it should have been.

Saul and this board gave me the inspiration to dig deeper, learn more, and become better in several aspects of life.

And this is why I decided to make this book available to everyone else. Because we, as humans, need to share knowledge in order to keep pushing forward.

And since Saul never asked for a penny for his knowledge, I thought that this book should be free as well since he — and everyone on this board — played a big part in me writing this book.

You can read the intro and the first 2 chapters here: An Open Letter to My Future Son & Daughter - All Things Money

I plan to write and publish 1 chapter per month (if time allows). Feel free to do with it as you please.

Thank you and happy new year,


Congratulations on the pending arrival of your baby, Pavlos21!

Financial literacy is something should really be taught in schools. But it is not.

My kids are a bit older and I recently started sharing some personal money basics with them.

FWIW, topics we covered include

  • Importance of money (and times when it’s not as impt)
  • Earn (from family, jobs, businesses)
  • Spend (needs vs wants)
  • Borrow (family/friends, banks)
  • Save (future, large purchases, retirement)
  • Invest (various asset classes)
  • Donate (giving back)

Follow me @CompoundingCed on Twitter for more sharing