No more mVelopes -- anyone have recommendations?

[aj485]

@ThyPeace

While annoying, this is also a good opportunity for me and DH to refocus our budgeting system. We no longer really need to track every cent, and in fact we don’t. Instead, we want to track based on three groups:

** “regular” expenses*
** major things (3 cars, 2 remodels, 1 really nice vacation in the next 5 years)*
** savings*

At the same time, we do like being able to see all our transactions from the various streams that we have.

Since you’re no longer looking to track every penny, but want to see all of the transactions, I would suggest looking at Mint.com It will download every transaction, and summarize them into categories. (I will say, you may have to muck around with the categories it codes things into a bit.) You can also get monthly/annual reporting on your spending. And it’s free, although they do keep pushing things like credit cards.

If you wanted to track every penny in a budget specific app, I’d suggest looking at You Need a Budget. But it’s a little pricy if you don’t really need to track every penny.

AJ