Rejoice Retail SAVERs

Their ads have NOT been wide spread, but they are TRUE.

SoFi [] offers an APR 0.7% on their savings & ckecking accounts. The rate JUMPS to 1.25% if you set up a direct deposit from a “qualifying” source (e.g. Govt, employer, etc). That 1.25% rate apply to the entire acct balance not just the amount arriving thru the “qualifying” direct deposit.

There are also some one-time [minor] cash bonuses for starting.

Their rates alone were good enuff for me.

a man who is [again] departing the Discover AAII Online Savings scene