Yeah, in November 2022, the process was simplified and streamlined. In addition to a bankruptcy hearing, debtors need an adversary proceeding to determine undue hardship.
https://studentaid.gov/manage-loans/forgiveness-cancellation/bankruptcy
How Courts Determine Undue Hardship
The bankruptcy courts do not use a single test to determine undue hardship but may look at the following factors to determine whether requiring you to repay your loans would cause an undue hardship:
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If you’re forced to repay the loan, you would not be able to maintain a minimal standard of living.
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There is evidence that this hardship will continue for a significant portion of the loan repayment period.
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You made good faith efforts to repay the loan before filing bankruptcy.
Also, the Department of Education has given employees a Double Knee Facebreaker and Figure Four Leg Locked the department that handles student loan forgiveness and repayment programs.