UPST - Anecdote

Quite some time ago I applied for an Upstart loan just to see what kind of offer I would receive. Today, I received an email from Upstart encouraging me to return to the platform and take out a loan. They wrote that I should check my rate again (when I tested the site a while ago, IMO did not receive a good rate). I was further informed that I was eligible for a personal loan up to $50K.


Does the loan offer come as an Upstart loan, or is it fulfilled/offered by a partner bank? The original thesis was they were not the lender, and after latest Qtr report, it seems they are often the lender.

Upside down UPST

I guess this is relevant information. The solicitation specifically cites Cross River Bank.

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