All the growth metrics look great and the increase in float will be a tailwind with higher interest rates (their yield was still only 0.68% this quarter and this flows straight to the bottom line).
But, I worry about net loss being significantly higher for the full-year and Q4 (especially when revenue growth is so impressive). Non-Gaap is much lower, need to check if the difference is primarily stock based compensation.
Q4
Revenue: 78M->200M yoy (+122M)
Net loss: 41M->81 yoy (40M higher)
FY22
Revenue: 238->642M (+404M)
Net loss: 144M->326M yoy (182M higher)