I know BOFI has been discussed ad nauseam lately but for those who have RB access, here’s the opinion of Fletch, one of the most knowledgeable bank gurus in all of TMF. Got 67 recs last I checked and would have easily been a post of the day and thus available to view by anyone but was posted on the weekend.
http://discussion.fool.com/1069/what-has-changed-31951080.aspx
The VERY short summary is that he’s still long but does mention a number of caveats and concerns. Well worth the read.
David