Life insurance in a time of COVID

https://www.thecentersquare.com/indiana/indiana-life-insuran…
The head of Indianapolis-based insurance company OneAmerica said the death rate is up a stunning 40% from pre-pandemic levels among working-age people.

“We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica,” the company’s CEO Scott Davison said during an online news conference this week. “The data is consistent across every player in that business.”

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How do actuaries account for willful ignorance in their life expectancy calculations?

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By making companies pay more for both their life and health insurance if they have a high number of unvaccinated.

https://www.npr.org/2021/11/22/1056238770/covid-delta-unvacc…

https://www.wellandgood.com/costs-rising-for-unvaccinated-pe…

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